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10-31-2013, 10:31 PM
Have a friend of mine and his wife looking for a good company to finance a home they are wanting to purchase, anyone know of any good mortgage companies in Ashland? I have heard some good things about Integrity Mortgage Group, anyone have any experiences with them? Before I recommend them to my buddy I want to be confident. Thanks! :Thumbs:
10-31-2013, 11:37 PM
Ive found the best option for me was to go through my bank, pay 15-20% down, and refinance with a mortgage company at really low interest rates 7 years later.
As far as your friends are concerned, it really depends on how old they are and there credit.
I bought my house when i was a mere 19 years old, and had to pay something like 15% down on a 7 year ARM. I refinanced threw a mortgage company and not only did my monthly payments drop signifcantly, my years also dropped, so it was a win-win for me.
If they are stable and older, with good credit, i see no reason they could get a good mortage rate threw just about any mortage company with nothing down and low monthly payments. That is ofcourse if they make enough.
As far as your friends are concerned, it really depends on how old they are and there credit.
I bought my house when i was a mere 19 years old, and had to pay something like 15% down on a 7 year ARM. I refinanced threw a mortgage company and not only did my monthly payments drop signifcantly, my years also dropped, so it was a win-win for me.
If they are stable and older, with good credit, i see no reason they could get a good mortage rate threw just about any mortage company with nothing down and low monthly payments. That is ofcourse if they make enough.
11-01-2013, 12:01 AM
Thanks, all the input I can get will help with their decision.
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