[TheRealThing]

You dont really believe there is an invisible father figure in the sky keeping score do you?

God does not keep any kind of score. People fall into only two categories, the first category is automatic in that every man is born in the state of being lost. The second category are for those who choose their way out of the first group (humanity in general) to repent of their sins and bow before Him asking to be saved. Therefore one is either saved or lost by his own choice. And don't let anybody kid you... whether one is saved or lost is up to the individual, it is a personal choice because the Lord has promised to save all those who seek Him. But what I DO believe, and what God has said on the matter of keeping score is as follows,

First - though all men will die, and after that they will face the judgment; God has put within EVERY man the knowledge of the existence of the Godhead and men are without excuse to ever say otherwise.

Romans 1:19-20 (KJV)
19 Because that which may be known of God is manifest in them; for God hath shewed it unto them.
20 For the invisible things of him from the creation of the world are clearly seen, being understood by the things that are made, even his eternal power and Godhead; so that they are without excuse:

Second - the only way to avoid judgment is by a saving belief in Christ Jesus.

Third - you can do so now while it means something, or you can do it later. But rest assured, all men WILL bow before Him at some point.

Romans 14:11 (KJV)
11 For it is written, As I live, saith the Lord, every knee shall bow to me, and every tongue shall confess to God.