[johnnyd]

Some of the larger programs could probably afford premiums, once that happens,we know what happens, insurance companies will dictate policy to the schools on how they will handle concussions. I brought this up yesterday after the KHSAA changed the "hand shake" policy. People, get Jr in soccer,baseball,or basketball or another sport, because very soon football will only be played by the ones who can afford it and are willing to pay the high price of admission,eligibility costs, or just like your auto and home, provide proof of concussion insurance. Like the attorneys, more doctors who are qualified will make money,insurance carriers will benefit, and like always, the bottom of the food chain (us) will pay or not play.

Schools are already paying premiums. That is part of their catastrophic insurance. Schools can only be sued for negligence(if a coach did a improper drill, players playing in the wrong level, etc.) Anything medical that happens during practice or games are covered by the catastrophic insurance. While that may go up and has over the last few years it is still managble right now for schools. In all honesty its in the best interest of doctors to keep football due to all of the other type of injuries that occur. There are 10 times the amount of sprained ankles than they are concussions. While they are serious, concussions are a very small percentage of the injuries that occur during a season. The key is the helmet. The better helmet your school has the rate of concussions go down. Also you take a lot of the contact out of practice, practice tackling technique instead of full on tackling, no taking people to the ground, etc. This relieves some of the repetitive blows that increase the percentage of a player receiving a concussion. There isnt anything wrong with football that there isnt wrong with motocross, baseball or any other sport. Coaches just have to be smarter about how they go abou things.