[Hoot Gibson]

Homeowner insurance doesn't provide instant clothing, food, water, shelter, etc... which is what these people need which is why federal aid is needed in these situations. Saying that federal aid is not available because these people should have home insurance is just plain dumb.

I never said that victims of disasters should not receive help. State and local governments, along with churches, neighbors, and private charities provided relieve to victims for 200 years without FEMA. This nation is broke and going deeper into debt by the minute. Whatever can be done below the federal level should be done below the federal level.